01
Hard pulls from shopping around
Asking several lenders to pull your credit is not the same as one soft inquiry for underwriting.
For monthly revenue of $100,000 or less
Get funding up to $100,000
Built for monthly revenue starting at $10,000 or less, through $30,000, $50,000, and $100,000 or less. We advance capital against the sales you already collect.Complete your application in minutes. Business Blum is registered in New York, state ID 7938610.
- No credit impact
- 100% secure
- 3-minute application
$10K–$100K
Monthly revenue
<24 hrs
Processing window
200+
Data points analyzed
50,000+
Businesses funded
01
Why shopping lenders stalls
Hard pulls, repeated paperwork, and no single place to see where you stand
Business Blum is bank-led. One verified profile and one funding request, not a marketplace of competing offers.
02
Offers with no shared status
Each lender has their own timeline. You are left checking email instead of one request status.
03
Telling the same story again
Personal details, business records, and bank statements get collected separately every time you start over.
Create one borrower profile, finish verification until you are Ready to apply, and track every stage from bank review through funding in your portal.
02
How it works
From sign-up to funding, bank-led and visible in your portal
Five stages on the main site. Here is the path before funds move.
- 01
Account
Create your borrower account
Register in the Business Blum portal, verify your email, then add your personal and business profile.
- 02
Verification
Complete account verification
Upload credit, business, bank statements, license, and identity documents. Our team reviews each item until your account shows Ready to apply.
- 03
Request
Submit a funding request
When you are Ready to apply, send your amount, purpose, revenue, and timeline. For monthly revenue of $10,000 to $100,000. Minimum $1,000. One active request at a time, with a soft credit pull on submit.
- 04
Bank
Credit review and bank submission
Your request moves from Submitted to Credit review, then our team packages the file for a partner bank. After approval, you finish the agreement and track funding from the dashboard.
03
Getting started
Apply in the portal, or talk it through with our team
In the portal
Create your borrower account
Verify your email, complete your profile, and submit one funding request when the account shows Ready to apply.
On a call
Walk through it with sales
A sales advisor can take you through registration and verification. We are available Monday–Friday, 8am–8pm, at +1 (929) 656-5269.
04
What you get
One verified profile, one request, and a status you can see
The borrower portal is free. Any lender or funding fees are disclosed by the bank or program you are approved for.
Your data is protected with bank-level encryption and is not sold to third parties.
- Secure portal login with email verification
- Personal and business profile in one place
- Soft credit pull for underwriting, not multi-lender hard pulls
- Document review until your account is Ready to apply
- Bank-led submission by our team
- Agreement download and signed-copy upload after approval
- User Guide and Guide AI inside the dashboard
05
Before you apply
A soft inquiry, a free portal, and fees only when a bank discloses them
What we need from you before the account can show Ready to apply:
- 01Verify your email and complete your personal and business profile
- 02Upload credit, business, bank statements, license, and identity documents
- 03Submit one funding request of at least $1,000 when monthly revenue is $100,000 or less
06
Who it's for
For businesses making $10,000 to $100,000 a month
01
Sales you can advance against
Merchant cash advances are collected as future sales come in, from a company registered in New York.
02
Monthly revenue from $10,000
This page is for businesses making $10,000, $30,000, $50,000, or $100,000 a month or less, including restaurants, retail, auto shops, and local services.
03
An owner who can verify the file
You complete one profile, upload the required records, and keep a single active request while it is in review.
07
Questions
Before you apply
We use a soft credit inquiry when your funding request is submitted, and as part of credit score verification. It supports underwriting and is not the same as shopping multiple lenders with hard pulls.
Ready to get started?
If monthly revenue is $10,000 to $100,000, create your borrower account, complete verification until you are Ready to apply, and submit your funding request when you are ready.
No obligation consultation. Soft inquiry only.